The Indian health insurance industry is one of the fastest-growing industries in the country. Several private players are coming into the fray, offering many benefits. However, choosing one is hard when so many options are available. In this post, we’ll list the top health insurance companies in India so that you can make an informed decision.
Star Health Insurance
You may have heard about Star Health insurance, one of India’s top health insurance companies founded in 2006. The company offers various health insurance plans for individuals, families, and businesses. Some features that make Star Health stand out from other health insurance companies are its cashless hospitalization, no-claim bonus, and maternity cover.
Star Health has a network of over 9,000 hospitals across India, making it easy for policyholders to find a hospital that accepts their insurance. The company also offers cashless hospitalization, which means that policyholders do not have to pay anything out-of-pocket for their treatment. Instead, the hospital will bill Star Health directly. Additionally, they also offers maternity cover, which helps cover prenatal and postnatal care costs. Here are some highlights of Star Health Insurance:
Claim Settlement Ratio: 78.62%
COVID-19 Cover: Yes
Network Hospitals: 13,000+
Cashless Treatment: Yes
No-Claim Bonus: Yes
Online Renewal: Yes
In-House Claim Settlement: Yes
Bajaj Allianz
Bajaj Allianz is one of the best insurance companies in India. The company has a strong presence in the urban and rural areas. In addition, it has a vast network of branches and agents across India.
Claim Settlement Ratio:
COVID-19 Cover: Yes
Network Hospitals: 8,000+
Cashless Treatment: Yes
No-Claim Bonus: Yes
Online Renewal: Yes
Niva Bupa Health Insurance (Max Bupa)
If you’re looking for health insurance that will cover you and your family, Max Bupa health insurance is a great choice. Moreover, policy is backed by a team of dedicated customer service reps who are available 24/7 to help you make sure everything goes smoothly.
Claim Settlement Ratio:
COVID-19 Cover: Yes
Network Hospitals: 8600+
Cashless Treatment: Yes
No-Claim Bonus: Yes
Online Renewal: Yes
ICICI Lombard
ICICI Lombard is a good choice as well to buy health insurance. They have a wide range of products and services that they offer to their customers. In addition, they have an online presence that makes it easy for customers to get quotes and purchase policies. They also have a network of agents and branches that make it easy to get service and support.
Claim Settlement Ratio:
COVID-19 Cover: Yes
Network Hospitals: 6700+
Cashless Treatment: Yes
No-Claim Bonus: Yes
Online Renewal: Yes
You can renew the policy by going here.
TATA AIG
If you’re looking for health insurance, you may want to consider TATA AIG. This company offers various health insurance plans designed to meet the needs of both individuals and family members. In addition, you can also find policies that cover accidental death, maternity, and newborn care. If you have any questions about the various health insurance plans offered by TATA AIG, please don’t hesitate to contact a representative from the company.
Claim Settlement Ratio:
COVID-19 Cover: Yes
Network Hospitals: 7200+
Cashless Treatment: Yes
No-Claim Bonus: Yes
Online Renewal: Yes
IFFCO Tokio General Insurance
IFFCO Tokio Health Insurance offers a variety of health insurance plans for individuals and families. Some popular plans include medical, dental, vision, and life insurance. In addition, IFFCO Tokio also offers disability, accident, and unemployment insurance.
Claim Settlement Ratio:
COVID-19 Cover: Yes
Network Hospitals: 7500+
Cashless Treatment: Yes
No-Claim Bonus: Yes
Online Renewal: Yes
HDFC Ergo
HDFC Ergo is one of India’s top health insurance companies that provides coverage for pre-existing medical conditions. In addition, they offer a wide range of health insurance plans, including individual and family plans, senior citizen plans, and corporate plans.
HDFC Ergo offers several unique benefits to its policyholders. These include cashless hospitalization, free health check-ups, and discounts on health products and services. HDFC Ergo also has a mobile app that policyholders can use to manage their policies and access their account information.
Overall, HDFC Ergo is one of India’s best health insurance companies. They offer a wide range of plans, excellent customer service, and unique benefits that make them stand out from other insurers.
Claim Settlement Ratio:
COVID-19 Cover: Not-known
Network Hospitals: 13,000+
Cashless Treatment: Yes
No-Claim Bonus: Not-known
Online Renewal: Yes
Conclusion
There you have it – a comprehensive list of the top health insurance companies in India for 2022. We hope this list has given you a good starting point in your search for the perfect health insurance provider.
